Bo Holland, Founder and CEO

Bo Holland is a start-up veteran who has been delivering innovative technology solutions to financial institutions for over fifteen years. In 2004, Holland founded Debix and currently serves as CEO.

Holland was previously founder and CEO of Works, Inc., which was acquired by Bank of America in 2005. Works develops commercial payment solutions for large organizations and distributes the product via Bank of America, Wells Fargo, PNC Bank, Sun Trust and Commerce Bank. Holland invented the patent-pending technology that enables large organizations to approve and control payments for operating expenses via credit cards.

Prior to Works, Holland served as Director Product and Marketing for Pervasive Software (NASDAQ: PVSW), and was instrumental in turning the company around and taking it public in September 1997. Prior to Pervasive, Holland joined Citrix Systems (NASDAQ: CTXS) as employee 32 and was instrumental in developing the product strategy and distribution that laid the foundation for the company revenue growth to over $750 million in 2004.

Richard Brown, Chief Technology Officer

Richard Brown has twenty years of experience in building large transaction systems for the payment and banking industry. As CTO of Debix, Brown is responsible for building the infrastructure capable of handling millions of transactions each day. Richard is also major contributor to standard initiatives, and the author of several position papers and patents in the field of electronic commerce and settlement of commercial transactions.

Richard previously worked with Inovant and developed the credit card authorization system successfully used in France today. Brown was also Founder, President and CTO of Kedemon. Kedemon brings consumer solutions to the converging market of personal mobile appliances, open network technology, and wireless communication. Prior to Kedemon, he worked with Polycom, the leading provider of converged voice, video, web, and data solutions for emerging broadband networks.

Julie Fergerson, Vice President of Emerging Technologies

Julie Fergerson is considered one of the industry's foremost experts on Internet fraud with over twenty-five years of Internet experience. As Vice President of Emerging Technologies for Debix, Fergerson is responsible for identifying emerging technologies and innovative applications of Debix' patent-pending technologies. She also serves as a board member for the Merchant Risk Council (MRC).

Fergerson worked to create the MRC, served on the board since its inception, and served as Co-Chairman for four years. The MRC consists of 7,500 members who share the goal of protecting and encouraging online commerce by establishing best practices for cyber-fraud prevention. The MRC works with federal and local law enforcement agencies such as the Internet Crime Complaint Center (IC3), Federal Bureau of Investigation, Secret Service, the U.S Department of Justice, and the U.S. Postal Inspectors to help catch and prosecute cyber criminals.

In 1995, Fergerson co-founded ClearCommerce Corporation, an Internet payment and fraud prevention company. ClearCommerce was acquired by eFunds in January 2005. While at eFunds, Julie was responsible for identifying new markets, developing patent pending solutions and trends for growth opportunities of eFunds solutions in the retail industry. Prior to ClearCommerce, she spent six years at IBM holding various management and technical positions.